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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,218 | $118,877-77.9% | $96,570-72.9% | $167,536-84.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 11.62% | 50.50%-38.9pp | 37.79%-26.2pp | 478.82%-467.2pp |
| Employer contribution / active EE | $3,248 | $3,121+4.1% | $2,357+37.8% | $4,839-32.9% |
| Participant deferral / active EE | $5,386 | $4,617+16.7% | $3,849+39.9% | $6,342-15.1% |
| Admin fee / account holder | $477 | $8,069-94.1% | $6,182-92.3% | $12,315-96.1% |