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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,919 | $112,933-85.0% | $90,970-81.4% | $158,982-89.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 20.80% | 215.82%-195.0pp | 134.60%-113.8pp | 302.99%-282.2pp |
| Employer contribution / active EE | $2,551 | $2,893-11.8% | $2,122+20.2% | $4,763-46.4% |
| Participant deferral / active EE | $4,383 | $4,128+6.2% | $3,373+29.9% | $5,983-26.8% |
| Admin fee / account holder | $649 | $8,047-91.9% | $5,961-89.1% | $11,252-94.2% |