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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,103 | $154,228-72.7% | $145,433-71.0% | $137,256-69.3% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.6pp | 80.0%+13.8pp |
| Annual return | 15.09% | 74.59%-59.5pp | 66.58%-51.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $2,880 | $4,804-40.1% | $4,554-36.8% | $4,156-30.7% |
| Participant deferral / active EE | $4,124 | $8,216-49.8% | $7,897-47.8% | $6,407-35.6% |
| Admin fee / account holder | $2,989 | $14,344-79.2% | $13,129-77.2% | $12,270-75.6% |