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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,687 | $160,070-75.2% | $147,117-73.0% | $145,897-72.8% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 14.91% | 98.69%-83.8pp | 420.54%-405.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $2,447 | $5,285-53.7% | $4,932-50.4% | $4,663-47.5% |
| Participant deferral / active EE | $3,817 | $8,419-54.7% | $8,065-52.7% | $6,689-42.9% |
| Admin fee / account holder | $1,294 | $15,035-91.4% | $12,993-90.0% | $13,390-90.3% |