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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,855 | $58,493+43.4% | $84,021-0.2% | $72,975+14.9% |
| Participation rate | 68.1% | 61.2%+6.8pp | 69.0%-1.0pp | 69.5%-1.4pp |
| Annual return | 22.79% | 28.93%-6.1pp | 71.32%-48.5pp | 81.01%-58.2pp |
| Employer contribution / active EE | $1,153 | $1,163-0.8% | $1,984-41.9% | $2,440-52.7% |
| Participant deferral / active EE | $3,156 | $2,394+31.8% | $3,239-2.6% | $3,608-12.5% |
| Admin fee / account holder | $11,855 | $4,569+159.5% | $6,102+94.3% | $5,124+131.4% |