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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,849 | $50,947+29.2% | $74,549-11.7% | $64,173+2.6% |
| Participation rate | 77.8% | 61.1%+16.7pp | 69.1%+8.6pp | 69.6%+8.2pp |
| Annual return | -6.80% | -1.85%-4.9pp | 32.53%-39.3pp | 7.63%-14.4pp |
| Employer contribution / active EE | $1,045 | $1,115-6.3% | $1,961-46.7% | $2,381-56.1% |
| Participant deferral / active EE | $2,464 | $2,302+7.1% | $3,108-20.7% | $3,470-29.0% |
| Admin fee / account holder | $2,210 | $4,221-47.6% | $5,059-56.3% | $4,887-54.8% |