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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,890 | $71,230+45.9% | $93,727+10.8% | $80,959+28.3% |
| Participation rate | 68.4% | 60.4%+8.0pp | 68.7%-0.3pp | 67.7%+0.8pp |
| Annual return | 10.77% | 11.26%-0.5pp | 133.83%-123.1pp | 35.67%-24.9pp |
| Employer contribution / active EE | $1,670 | $1,565+6.7% | $2,421-31.1% | $2,757-39.4% |
| Participant deferral / active EE | $4,789 | $4,037+18.6% | $4,417+8.4% | $4,300+11.4% |
| Admin fee / account holder | $5,999 | $6,961-13.8% | $8,292-27.7% | $6,925-13.4% |