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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,514 | $78,015+213.4% | $178,505+37.0% | $80,959+202.0% |
| Participation rate | 96.4% | 65.7%+30.8pp | 77.1%+19.3pp | 67.7%+28.8pp |
| Annual return | 13.96% | 18.10%-4.1pp | 27.16%-13.2pp | 35.67%-21.7pp |
| Employer contribution / active EE | $0 | $2,281-100.0% | $3,955-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,976 | $4,406+81.0% | $6,280+27.0% | $4,300+85.5% |
| Admin fee / account holder | $304 | $7,160-95.8% | $10,428-97.1% | $6,925-95.6% |