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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,983 | $56,287-23.6% | $80,977-46.9% | $62,881-31.6% |
| Participation rate | 86.9% | 68.9%+17.9pp | 75.8%+11.1pp | 69.3%+17.6pp |
| Annual return | 3.83% | 22.13%-18.3pp | 17.11%-13.3pp | 20.14%-16.3pp |
| Employer contribution / active EE | $2,982 | $1,943+53.5% | $3,715-19.7% | $2,281+30.7% |
| Participant deferral / active EE | $5,424 | $4,196+29.3% | $5,696-4.8% | $3,203+69.4% |
| Admin fee / account holder | $15,309 | $3,742+309.1% | $5,517+177.5% | $4,296+256.4% |