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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,284 | $62,589-30.8% | $76,768-43.6% | $64,173-32.6% |
| Participation rate | 87.2% | 72.8%+14.4pp | 77.0%+10.3pp | 69.6%+17.7pp |
| Annual return | -5.38% | -1.95%-3.4pp | 2.43%-7.8pp | 7.63%-13.0pp |
| Employer contribution / active EE | $1,468 | $1,832-19.9% | $2,485-40.9% | $2,381-38.3% |
| Participant deferral / active EE | $4,189 | $3,145+33.2% | $3,852+8.8% | $3,470+20.7% |
| Admin fee / account holder | $8,344 | $4,667+78.8% | $6,675+25.0% | $4,887+70.7% |