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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,349 | $104,937-89.2% | $84,628-86.6% | $152,897-92.6% |
| Participation rate | 84.2% | 74.8%+9.4pp | 68.2%+16.0pp | 82.5%+1.8pp |
| Annual return | 32.85% | 373.88%-341.0pp | 258.80%-225.9pp | 345.43%-312.6pp |
| Employer contribution / active EE | $1,435 | $3,303-56.5% | $2,653-45.9% | $4,764-69.9% |
| Participant deferral / active EE | $4,547 | $4,690-3.1% | $3,900+16.6% | $5,851-22.3% |
| Admin fee / account holder | $1,028 | $6,243-83.5% | $4,914-79.1% | $11,599-91.1% |