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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,515 | $183,592+200.4% | $155,574+254.5% | $145,877+278.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 22.30% | 61.37%-39.1pp | 64.87%-42.6pp | 551.28%-529.0pp |
| Employer contribution / active EE | $2,956 | $5,317-44.4% | $4,676-36.8% | $4,663-36.6% |
| Participant deferral / active EE | $82 | $6,466-98.7% | $5,629-98.5% | $6,691-98.8% |
| Admin fee / account holder | $9,399 | $19,316-51.3% | $15,914-40.9% | $13,402-29.9% |