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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,229 | $90,400+56.2% | $186,193-24.1% | $87,485+61.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 77.1%+22.9pp | 68.9%+31.1pp |
| Annual return | 6.34% | 22.15%-15.8pp | 78.03%-71.7pp | 26.06%-19.7pp |
| Employer contribution / active EE | $1,845 | $2,170-15.0% | $3,918-52.9% | $2,596-28.9% |
| Participant deferral / active EE | $3,028 | $4,330-30.1% | $6,513-53.5% | $4,274-29.1% |
| Admin fee / account holder | $22,885 | $8,673+163.9% | $11,058+107.0% | $7,775+194.4% |