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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,551 | $202,440+35.6% | $169,390+62.1% | $139,466+96.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 12.57% | 532.36%-519.8pp | 406.07%-393.5pp | 373.66%-361.1pp |
| Employer contribution / active EE | $1,779 | $4,693-62.1% | $4,013-55.7% | $4,754-62.6% |
| Participant deferral / active EE | $694 | $6,940-90.0% | $6,222-88.8% | $6,712-89.7% |
| Admin fee / account holder | $50,681 | $10,722+372.7% | $9,015+462.2% | $11,409+344.2% |