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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY INSURANCE SERVICES I Service code 49 · EIN 51-0116113 | Other Services | $25,574 |
S B H U LIFE AGENCY INC1 year Service code 49 · EIN 13-2896238 | Other Services | $7,228 |
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $6,307 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,168 | $65,453-3.5% | $86,698-27.1% | $66,938-5.6% |
| Participation rate | 89.3% | 75.5%+13.8pp | 76.6%+12.7pp | 69.8%+19.5pp |
| Annual return | -15.96% | -10.89%-5.1pp | 35.95%-51.9pp | 1.58%-17.5pp |
| Employer contribution / active EE | $0 | $2,154-100.0% | $2,837-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $4,309 | $4,102+5.0% | $4,656-7.5% | $4,238+1.7% |
| Admin fee / account holder | $26 | $642-95.9% | $7,493-99.7% | $594-95.6% |