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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,862 | $97,761-8.1% | $83,850+7.2% | $135,382-33.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.05% | 1287.44%-1294.5pp | 850.92%-858.0pp | 519.77%-526.8pp |
| Employer contribution / active EE | $8,573 | $4,222+103.1% | $3,631+136.1% | $4,779+79.4% |
| Participant deferral / active EE | $8,463 | $4,682+80.7% | $4,082+107.3% | $5,609+50.9% |
| Admin fee / account holder | $3,784 | $6,674-43.3% | $5,478-30.9% | $10,829-65.1% |