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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,991 | $124,351+67.3% | $109,188+90.5% | $167,553+24.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 13.50% | 26.04%-12.5pp | 25.76%-12.3pp | 478.89%-465.4pp |
| Employer contribution / active EE | $24,000 | $4,210+470.1% | $3,723+544.6% | $4,840+395.9% |
| Participant deferral / active EE | $10,094 | $5,257+92.0% | $4,654+116.9% | $6,343+59.2% |
| Admin fee / account holder | $1,277 | $7,975-84.0% | $6,755-81.1% | $12,316-89.6% |