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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,214 | $115,814+36.6% | $101,275+56.2% | $158,982-0.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 4.13% | 56.16%-52.0pp | 46.48%-42.4pp | 302.99%-298.9pp |
| Employer contribution / active EE | $10,000 | $4,176+139.5% | $3,660+173.2% | $4,763+110.0% |
| Participant deferral / active EE | $2,016 | $4,958-59.3% | $4,371-53.9% | $5,983-66.3% |
| Admin fee / account holder | $1,655 | $7,249-77.2% | $5,948-72.2% | $11,252-85.3% |