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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,593 | $65,704+10.5% | $94,229-23.0% | $59,633+21.7% |
| Participation rate | 80.0% | 72.1%+7.9pp | 78.8%+1.2pp | 68.7%+11.3pp |
| Annual return | -3.06% | 5.22%-8.3pp | 10.68%-13.7pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $1,873 | $2,021-7.3% | $3,587-47.8% | $2,203-15.0% |
| Participant deferral / active EE | $5,779 | $3,143+83.9% | $4,320+33.8% | $3,192+81.1% |
| Admin fee / account holder | $4,292 | $4,265+0.6% | $6,269-31.5% | $4,297-0.1% |