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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,306 | $56,197+30.4% | $67,652+8.4% | $59,633+22.9% |
| Participation rate | 53.8% | 71.5%-17.6pp | 75.7%-21.8pp | 68.7%-14.8pp |
| Annual return | -2.30% | 18508.10%-18510.4pp | 6625.40%-6627.7pp | 2041.45%-2043.8pp |
| Employer contribution / active EE | $876 | $1,615-45.7% | $2,266-61.3% | $2,203-60.2% |
| Participant deferral / active EE | $2,853 | $2,844+0.3% | $3,560-19.8% | $3,192-10.6% |
| Admin fee / account holder | $13,852 | $3,958+250.0% | $4,821+187.3% | $4,297+222.4% |