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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,265 | $71,872-53.7% | $86,691-61.6% | $68,495-51.4% |
| Participation rate | 78.3% | 72.2%+6.0pp | 76.6%+1.7pp | 67.9%+10.4pp |
| Annual return | -15.15% | 3.53%-18.7pp | 35.94%-51.1pp | -7.84%-7.3pp |
| Employer contribution / active EE | $294 | $2,173-86.5% | $2,837-89.6% | $2,596-88.7% |
| Participant deferral / active EE | $1,912 | $3,779-49.4% | $4,656-58.9% | $4,028-52.5% |
| Admin fee / account holder | $2,890 | $6,112-52.7% | $7,492-61.4% | $5,403-46.5% |