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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,317 | $85,766+21.6% | $136,298-23.5% | $70,126+48.8% |
| Participation rate | 70.6% | 74.2%-3.6pp | 81.9%-11.3pp | 69.5%+1.0pp |
| Annual return | 15.77% | 31.46%-15.7pp | 5156.27%-5140.5pp | 73.15%-57.4pp |
| Employer contribution / active EE | $517 | $2,966-82.6% | $4,696-89.0% | $2,343-77.9% |
| Participant deferral / active EE | $2,970 | $5,051-41.2% | $6,247-52.5% | $3,332-10.9% |
| Admin fee / account holder | $1,477 | $5,421-72.8% | $9,244-84.0% | $4,645-68.2% |