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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,152 | $100,895-41.4% | $90,430-34.6% | $158,950-62.8% |
| Participation rate | 77.8% | 75.0%+2.8pp | 72.7%+5.1pp | 82.0%-4.2pp |
| Annual return | 14.97% | 1725.54%-1710.6pp | 1293.73%-1278.8pp | 302.91%-287.9pp |
| Employer contribution / active EE | $2,694 | $3,689-27.0% | $3,262-17.4% | $4,762-43.4% |
| Participant deferral / active EE | $7,584 | $4,347+74.5% | $3,963+91.4% | $5,983+26.8% |
| Admin fee / account holder | $644 | $6,505-90.1% | $5,613-88.5% | $11,248-94.3% |