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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,125 | $112,131+11.6% | $95,964+30.4% | $158,982-21.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 12.32% | 171.19%-158.9pp | 91.64%-79.3pp | 302.99%-290.7pp |
| Employer contribution / active EE | $1,126 | $3,199-64.8% | $2,541-55.7% | $4,763-76.4% |
| Participant deferral / active EE | $5,014 | $4,784+4.8% | $4,167+20.3% | $5,983-16.2% |
| Admin fee / account holder | $3,901 | $10,136-61.5% | $6,797-42.6% | $11,252-65.3% |