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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,326 | $103,393+7.7% | $87,103+27.8% | $152,909-27.2% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.9%+10.6pp | 82.5%+5.0pp |
| Annual return | 18.16% | 28.10%-9.9pp | 28.19%-10.0pp | 345.46%-327.3pp |
| Employer contribution / active EE | $1,088 | $3,221-66.2% | $2,521-56.8% | $4,764-77.2% |
| Participant deferral / active EE | $4,601 | $4,778-3.7% | $4,049+13.7% | $5,851-21.4% |
| Admin fee / account holder | $981 | $12,195-92.0% | $7,491-86.9% | $11,601-91.5% |