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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,864 | $70,435-61.9% | $96,575-72.2% | $85,856-68.7% |
| Participation rate | 22.2% | 61.8%-39.6pp | 69.8%-47.6pp | 69.3%-47.1pp |
| Annual return | 15.23% | 18.59%-3.4pp | 37.79%-22.6pp | 318.58%-303.4pp |
| Employer contribution / active EE | $0 | $1,413-100.0% | $2,357-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,553 | $2,894-46.3% | $3,849-59.6% | $3,952-60.7% |
| Admin fee / account holder | $1,421 | $4,997-71.6% | $6,182-77.0% | $6,261-77.3% |