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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,777 | $109,344+113.8% | $89,400+161.5% | $158,950+47.1% |
| Participation rate | 81.8% | 74.3%+7.6pp | 68.0%+13.8pp | 82.0%-0.1pp |
| Annual return | 7.16% | 345.73%-338.6pp | 245.64%-238.5pp | 302.91%-295.7pp |
| Employer contribution / active EE | $14,824 | $3,170+367.6% | $2,586+473.3% | $4,762+211.3% |
| Participant deferral / active EE | $15,978 | $4,599+247.4% | $3,890+310.7% | $5,983+167.1% |
| Admin fee / account holder | $22,103 | $6,154+259.2% | $4,882+352.8% | $11,248+96.5% |