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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,582 | $104,937+118.8% | $84,628+171.3% | $152,897+50.2% |
| Participation rate | 83.3% | 74.8%+8.5pp | 68.2%+15.1pp | 82.5%+0.9pp |
| Annual return | 20.55% | 373.88%-353.3pp | 258.80%-238.2pp | 345.43%-324.9pp |
| Employer contribution / active EE | $8,313 | $3,303+151.7% | $2,653+213.3% | $4,764+74.5% |
| Participant deferral / active EE | $11,981 | $4,690+155.5% | $3,900+207.2% | $5,851+104.8% |
| Admin fee / account holder | $6,962 | $6,243+11.5% | $4,914+41.7% | $11,599-40.0% |