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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,582 | $104,924+118.8% | $84,623+171.3% | $152,885+50.2% |
| Participation rate | 83.3% | 74.8%+8.5pp | 68.2%+15.1pp | 82.5%+0.9pp |
| Annual return | 20.55% | 373.82%-353.3pp | 258.77%-238.2pp | 345.39%-324.8pp |
| Employer contribution / active EE | $8,313 | $3,302+151.7% | $2,652+213.4% | $4,763+74.5% |
| Participant deferral / active EE | $11,981 | $4,689+155.5% | $3,899+207.3% | $5,851+104.8% |
| Admin fee / account holder | $6,962 | $6,242+11.5% | $4,913+41.7% | $11,598-40.0% |