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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,586 | $86,919+3.1% | $102,457-12.6% | $80,911+10.7% |
| Participation rate | 93.1% | 72.4%+20.7pp | 76.5%+16.6pp | 67.6%+25.5pp |
| Annual return | 13.70% | 18.90%-5.2pp | 29.41%-15.7pp | 35.63%-21.9pp |
| Employer contribution / active EE | $3,644 | $2,368+53.9% | $3,022+20.6% | $2,756+32.2% |
| Participant deferral / active EE | $6,180 | $4,119+50.0% | $5,054+22.3% | $4,297+43.8% |
| Admin fee / account holder | $2,124 | $8,049-73.6% | $9,451-77.5% | $6,935-69.4% |