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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,307 | $117,859-57.3% | $102,438-50.9% | $145,959-65.5% |
| Participation rate | 55.6% | 78.6%-23.0pp | 76.5%-20.9pp | 80.3%-24.7pp |
| Annual return | 16.94% | 31.72%-14.8pp | 29.37%-12.4pp | 561.95%-545.0pp |
| Employer contribution / active EE | $1,468 | $3,615-59.4% | $3,024-51.5% | $4,661-68.5% |
| Participant deferral / active EE | $2,310 | $5,732-59.7% | $5,054-54.3% | $6,689-65.5% |
| Admin fee / account holder | $16,711 | $13,318+25.5% | $9,448+76.9% | $13,398+24.7% |