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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,307 | $117,904-57.3% | $102,457-50.9% | $145,978-65.5% |
| Participation rate | 55.6% | 78.6%-23.0pp | 76.5%-20.9pp | 80.3%-24.7pp |
| Annual return | 16.94% | 31.80%-14.9pp | 29.41%-12.5pp | 550.52%-533.6pp |
| Employer contribution / active EE | $1,468 | $3,613-59.4% | $3,022-51.4% | $4,662-68.5% |
| Participant deferral / active EE | $2,310 | $5,733-59.7% | $5,054-54.3% | $6,690-65.5% |
| Admin fee / account holder | $16,711 | $13,329+25.4% | $9,451+76.8% | $13,400+24.7% |