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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,561 | $98,760+3.8% | $149,715-31.5% | $79,858+28.4% |
| Participation rate | 84.6% | 75.8%+8.8pp | 82.5%+2.1pp | 69.6%+15.0pp |
| Annual return | 19.92% | 27.43%-7.5pp | 276.66%-256.7pp | 31.72%-11.8pp |
| Employer contribution / active EE | $1,132 | $3,217-64.8% | $4,645-75.6% | $2,471-54.2% |
| Participant deferral / active EE | $3,014 | $5,681-46.9% | $6,842-55.9% | $3,740-19.4% |
| Admin fee / account holder | $1,685 | $6,053-72.2% | $9,310-81.9% | $5,306-68.2% |