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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,122 | $67,602+107.3% | $82,312+70.2% | $70,126+99.8% |
| Participation rate | 71.4% | 72.8%-1.3pp | 76.9%-5.5pp | 69.5%+1.9pp |
| Annual return | 20.90% | 21.57%-0.7pp | 25.88%-5.0pp | 73.15%-52.3pp |
| Employer contribution / active EE | $1,088 | $1,755-38.0% | $2,428-55.2% | $2,343-53.6% |
| Participant deferral / active EE | $4,352 | $2,987+45.7% | $3,706+17.4% | $3,332+30.6% |
| Admin fee / account holder | $844 | $4,512-81.3% | $5,608-85.0% | $4,645-81.8% |