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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,159 | $56,200+55.1% | $67,653+28.8% | $59,633+46.2% |
| Participation rate | 76.7% | 71.5%+5.2pp | 75.7%+1.0pp | 68.7%+8.0pp |
| Annual return | -0.70% | 18506.71%-18507.4pp | 6625.22%-6625.9pp | 2041.40%-2042.1pp |
| Employer contribution / active EE | $852 | $1,615-47.2% | $2,266-62.4% | $2,203-61.3% |
| Participant deferral / active EE | $3,410 | $2,843+19.9% | $3,560-4.2% | $3,192+6.8% |
| Admin fee / account holder | $1,196 | $3,959-69.8% | $4,821-75.2% | $4,297-72.2% |