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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,403 | $67,602-58.0% | $82,312-65.5% | $70,126-59.5% |
| Participation rate | 75.9% | 72.8%+3.1pp | 76.9%-1.0pp | 69.5%+6.3pp |
| Annual return | 15.68% | 21.57%-5.9pp | 25.88%-10.2pp | 73.15%-57.5pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,992 | $2,987+0.2% | $3,706-19.3% | $3,332-10.2% |
| Admin fee / account holder | $348 | $4,512-92.3% | $5,608-93.8% | $4,645-92.5% |