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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,975 | $138,075+15.9% | $123,552+29.5% | $135,379+18.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 15.97% | 153.70%-137.7pp | 119.20%-103.2pp | 519.79%-503.8pp |
| Employer contribution / active EE | $15,117 | $5,152+193.4% | $4,628+226.6% | $4,779+216.3% |
| Participant deferral / active EE | $16,456 | $6,800+142.0% | $6,426+156.1% | $5,609+193.4% |
| Admin fee / account holder | $713 | $10,917-93.5% | $9,285-92.3% | $10,828-93.4% |