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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $791,647 | $183,516+331.4% | $155,534+409.0% | $145,884+442.7% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 11.37% | 61.43%-50.1pp | 64.92%-53.5pp | 551.85%-540.5pp |
| Employer contribution / active EE | $15,928 | $5,315+199.7% | $4,675+240.7% | $4,662+241.6% |
| Participant deferral / active EE | $11,884 | $6,467+83.8% | $5,630+111.1% | $6,690+77.6% |
| Admin fee / account holder | $3,043 | $19,293-84.2% | $15,900-80.9% | $13,392-77.3% |