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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,672 | $167,353+171.7% | $143,797+216.2% | $134,545+237.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.12% | 0.48%-18.6pp | -0.04%-18.1pp | 418.37%-436.5pp |
| Employer contribution / active EE | $13,571 | $5,620+141.5% | $4,952+174.0% | $4,742+186.2% |
| Participant deferral / active EE | $8,305 | $6,447+28.8% | $5,638+47.3% | $6,401+29.7% |
| Admin fee / account holder | $1,823 | $18,096-89.9% | $14,679-87.6% | $11,431-84.0% |