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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,419 | $103,392-22.2% | $87,104-7.7% | $152,897-47.4% |
| Participation rate | 61.1% | 79.4%-18.2pp | 76.9%-15.8pp | 82.5%-21.3pp |
| Annual return | 17.36% | 28.10%-10.7pp | 28.19%-10.8pp | 345.43%-328.1pp |
| Employer contribution / active EE | $796 | $3,221-75.3% | $2,521-68.4% | $4,764-83.3% |
| Participant deferral / active EE | $3,285 | $4,778-31.3% | $4,048-18.9% | $5,851-43.9% |
| Admin fee / account holder | $4,603 | $12,194-62.3% | $7,491-38.6% | $11,599-60.3% |