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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,602 | $126,661+24.4% | $113,397+39.0% | $138,895+13.5% |
| Participation rate | 95.5% | 79.4%+16.0pp | 76.5%+19.0pp | 79.9%+15.5pp |
| Annual return | 14.16% | 25.05%-10.9pp | 23.20%-9.0pp | 145.39%-131.2pp |
| Employer contribution / active EE | $1,508 | $3,456-56.4% | $2,977-49.4% | $4,194-64.1% |
| Participant deferral / active EE | $7,758 | $5,693+36.3% | $5,076+52.8% | $6,396+21.3% |
| Admin fee / account holder | $617 | $14,549-95.8% | $11,957-94.8% | $12,562-95.1% |