Retirement plan

A.C. ELECTRICAL CONTRACTORS, INC. 401(K) PROFIT SHARING PLAN

Name: A.C. ELECTRICAL CONTRACTORS, INC. - A.C. ELECTRICAL CONTRACTORS, INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: A.C. ELECTRICAL CONTRACTORS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, A.C. ELECTRICAL CONTRACTORS, INC. 401(K) PROFIT SHARING PLAN, A.C. ELECTRICAL CONTRACTORS, INC.

A.C. ELECTRICAL CONTRACTORS, INC.EIN 38-2902011Plan #001PY 2017

7837 LANAC - LANSING, MI 48917517-322-2440

Prospect flagsHigh assets / participant

How to read this page

Total assets (EOY)

$5.6M

+27.1% from 2016

Total participants

+10.5% from 2016

Average account balance

$281,848

+8.1% from 2016

Annual return

24.13%

+16.11 pp from 2016

Benchmarks

See 37,229 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort37,229 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.56M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$317K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

150.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$102K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.06%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$15772

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$840

$42 / participant

Other / not subdivided$840100.0%

% of EOY assets

0.015%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$281,848

$106,008+165.9%

$92,240+205.6%

$147,586+91.0%

Participation rate

95.0%

80.4%+14.6pp

76.5%+18.5pp

82.8%+12.2pp

Annual return

24.13%

50.05%-25.9pp

176.29%-152.2pp

578.59%-554.5pp

Employer contribution / active EE

$3,091

$4,333-28.7%

$3,680-16.0%

$4,876-36.6%

Participant deferral / active EE

$3,532

$4,478-21.1%

$3,897-9.4%

$5,439-35.1%

Admin fee / account holder

$42

$6,333-99.3%

$5,194-99.2%

$10,886-99.6%

A.C. ELECTRICAL CONTRACTORS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

A.C. ELECTRICAL CONTRACTORS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion