Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,887 | $102,393-79.6% | $147,041-85.8% | $80,911-74.2% |
| Participation rate | 46.0% | 75.9%-29.9pp | 82.2%-36.2pp | 67.6%-21.6pp |
| Annual return | 14.76% | 134.95%-120.2pp | 419.21%-404.4pp | 35.63%-20.9pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,935-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,550 | $6,647-31.5% | $8,071-43.6% | $4,297+5.9% |
| Admin fee / account holder | $10,703 | $7,943+34.7% | $13,006-17.7% | $6,935+54.3% |