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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,187 | $58,848-1.1% | $88,179-34.0% | $82,637-29.6% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.1%+30.9pp | 68.1%+31.9pp |
| Annual return | 15.59% | 22.76%-7.2pp | 64.97%-49.4pp | 53.51%-37.9pp |
| Employer contribution / active EE | $1,770 | $1,678+5.4% | $2,549-30.6% | $2,552-30.7% |
| Participant deferral / active EE | $4,489 | $3,124+43.7% | $4,614-2.7% | $4,126+8.8% |
| Admin fee / account holder | $5,064 | $4,795+5.6% | $7,673-34.0% | $7,339-31.0% |