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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,628 | $77,908+53.5% | $149,696-20.1% | $75,173+59.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 17.31% | 31.73%-14.4pp | 134.46%-117.1pp | 160.72%-143.4pp |
| Employer contribution / active EE | $7,068 | $3,138+125.3% | $4,821+46.6% | $2,671+164.6% |
| Participant deferral / active EE | $4,316 | $3,411+26.5% | $5,682-24.0% | $4,126+4.6% |
| Admin fee / account holder | $1,388 | $5,950-76.7% | $13,212-89.5% | $5,651-75.4% |