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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,848 | $125,193-53.8% | $105,591-45.2% | $145,978-60.4% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 9.38% | 225.53%-216.2pp | 116.43%-107.0pp | 550.52%-541.1pp |
| Employer contribution / active EE | $6,803 | $3,718+83.0% | $3,166+114.9% | $4,662+45.9% |
| Participant deferral / active EE | $4,137 | $5,708-27.5% | $5,008-17.4% | $6,690-38.2% |
| Admin fee / account holder | $1,608 | $17,277-90.7% | $11,024-85.4% | $13,400-88.0% |