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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,258 | $118,708-50.9% | $98,920-41.1% | $158,966-63.4% |
| Participation rate | 75.0% | 77.8%-2.8pp | 76.0%-1.0pp | 82.0%-7.0pp |
| Annual return | 2.39% | 372.49%-370.1pp | 196.47%-194.1pp | 302.95%-300.6pp |
| Employer contribution / active EE | $1,008 | $3,334-69.8% | $2,689-62.5% | $4,762-78.8% |
| Participant deferral / active EE | $1,799 | $5,089-64.7% | $4,245-57.6% | $5,983-69.9% |
| Admin fee / account holder | $3,424 | $10,134-66.2% | $6,643-48.5% | $11,250-69.6% |