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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,953 | $106,905-40.2% | $84,020-23.9% | $152,885-58.2% |
| Participation rate | 50.0% | 75.2%-25.2pp | 69.0%-19.0pp | 82.5%-32.5pp |
| Annual return | 24.10% | 105.00%-80.9pp | 71.31%-47.2pp | 345.39%-321.3pp |
| Employer contribution / active EE | $912 | $2,735-66.6% | $1,984-54.0% | $4,763-80.8% |
| Participant deferral / active EE | $4,197 | $4,012+4.6% | $3,239+29.6% | $5,851-28.3% |
| Admin fee / account holder | -$23 | $8,287-100.3% | $6,101-100.4% | $11,598-100.2% |