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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,848 | $156,398+167.2% | $147,318+183.6% | $138,895+200.8% |
| Participation rate | 90.5% | 83.8%+6.7pp | 82.1%+8.4pp | 79.9%+10.6pp |
| Annual return | 14.98% | 78.75%-63.8pp | 70.43%-55.4pp | 145.39%-130.4pp |
| Employer contribution / active EE | $8,951 | $4,853+84.4% | $4,593+94.9% | $4,194+113.4% |
| Participant deferral / active EE | $9,543 | $8,237+15.8% | $7,906+20.7% | $6,396+49.2% |
| Admin fee / account holder | $3,038 | $14,976-79.7% | $13,708-77.8% | $12,562-75.8% |