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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,891 | $209,428+119.6% | $178,498+157.6% | $158,950+189.3% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.8pp |
| Annual return | 10.16% | 188.78%-178.6pp | 151.09%-140.9pp | 302.91%-292.7pp |
| Employer contribution / active EE | $31,279 | $5,707+448.1% | $5,011+524.2% | $4,762+556.9% |
| Participant deferral / active EE | $11,371 | $5,955+90.9% | $5,202+118.6% | $5,983+90.1% |
| Admin fee / account holder | $8,687 | $17,077-49.1% | $13,985-37.9% | $11,248-22.8% |