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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,135 | $87,059-25.2% | $105,608-38.3% | $80,925-19.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 12.63% | 17.05%-4.4pp | 116.50%-103.9pp | 35.65%-23.0pp |
| Employer contribution / active EE | $6,704 | $2,396+179.8% | $3,167+111.7% | $2,756+143.2% |
| Participant deferral / active EE | $4,041 | $3,986+1.4% | $5,010-19.3% | $4,299-6.0% |
| Admin fee / account holder | $942 | $8,443-88.8% | $11,028-91.5% | $6,940-86.4% |