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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,944 | $118,708-55.4% | $98,920-46.5% | $158,982-66.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 14.56% | 372.49%-357.9pp | 196.47%-181.9pp | 302.99%-288.4pp |
| Employer contribution / active EE | $4,426 | $3,334+32.8% | $2,689+64.6% | $4,763-7.1% |
| Participant deferral / active EE | $4,031 | $5,089-20.8% | $4,245-5.0% | $5,983-32.6% |
| Admin fee / account holder | $5,790 | $10,134-42.9% | $6,643-12.8% | $11,252-48.5% |