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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,135 | $87,132-25.2% | $105,624-38.3% | $80,959-19.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 12.63% | 17.03%-4.4pp | 116.20%-103.6pp | 35.67%-23.0pp |
| Employer contribution / active EE | $6,704 | $2,397+179.7% | $3,168+111.6% | $2,757+143.2% |
| Participant deferral / active EE | $4,041 | $3,985+1.4% | $5,013-19.4% | $4,300-6.0% |
| Admin fee / account holder | $942 | $8,449-88.8% | $10,961-91.4% | $6,925-86.4% |